Insurance Telematics

Metromile to provide pay-per-mile insurance for drivers using Uber’s rideshare platform

Published: January 29, 2015 | San Fransisco, CA

Driver partners can now feel secure about their insurance coverage and not live in fear of being dropped by their carrier just because they participate in an Uber Transportation Network Companies (TNC) in California, Washington, and Illinois


Metromile and Uber partner to provide variably-priced, pay-per-mile auto insurance for drivers who use Uber’s rideshare platform. The two companies have jointly developed the first technology solution that enables pay-per-mile, personal insurance coverage that complements Uber’s $1 million commercial liability and ensures continuous seamless insurance coverage for Uber driver partners.

Under the partnership, Uber driver partners will plug Metromile’s Metronome device into the On-board Diagnostic Port (OBD-II port) of the car located under the dash. Now, by integrating its platform with Uber, Metromile can distinguish the miles that Uber driver partners drive on a ridesharing trip (from accepting a trip to when the passenger safely exits the vehicle), when they are covered by $1 Million in primary commercial auto liability coverage from Uber. As a result, Uber driver partners are covered during the times they are driving for personal reasons and when they are waiting to receive requests from riders; driver partners would only be charged for the miles they drive during these periods.

“Metromile has created an innovative product that responds to the needs of the insurance marketplace. Driver partners using Uber’s TNC platform will soon have a new flexible insurance option that is designed specifically for their needs”
Andrew Macdonald, Uber’s Regional General Manager

Driver partners will also enjoy the variety of services and features Metromile provides to all of its users including commute optimization, fuel insights, engine diagnostics, and access to on-staff Metromile mechanics. Drivers in San Francisco and Chicago can also receive notifications to help them avoid costly street sweeping tickets; additional city rollouts for this feature are on the horizon.


Metromile will begin offering the insurance product to Uber driver partners in California, Illinois, and Washington in February 2015. Per-mile insurance through Metromile is also available in Oregon but not yet approved for TNC drivers. Both Uber and Metromile commend the Departments of Insurance in these three states for their support in bringing these innovative solutions to the marketplace.

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Source: Metromile


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